Add Good Health to Your Retirement Plan

People who plan for their retirement, emotionally as well financially, are often less likely to feel depressed or have difficulty adjusting to this new stage of life. Three steps to consider when mapping out your healthy second act: 1. Recreate Your Social Network It’s likely that when you retire, you’ll miss the easy camaraderie of…

Continue Reading →

Sneaky Expenses that can Wreck Your Budget

You may be surprised to learn that it’s not the big-ticket items that are likely to blow your budget. The real culprit is the gradual increase in your spending habits on the little, almost unnoticeable, things in life. Here are four common causes of “expense creep,” which can easily add up to more than $5,000…

Continue Reading →

The Four Habits of Happy Retirees

The most successful retirees are the ones with the biggest bank accounts, right? Not necessarily. Though being comfortable and happy in your post-career years has a lot to do with the financial planning you do before leaving work, it’s also about attitude. Retirement, after all, isn’t just that red-circled date on your calendar; it’s also…

Continue Reading →

Four Threats to Your Retirement

Even if you’ve been saving and planning carefully for retirement, these unforeseen issues can disrupt and delay your retirement: 1. A Medical Crisis Medical bills are the leading cause of bankruptcy in the United states. An injury or chronic illness can drain your financial reserves. You can protect your income with disability insurance which replaces a portion…

Continue Reading →

Two Important Keys to Retirement

Ever find yourself bogged down or intimidated by all the things you’re supposed to have done to prepare for retirement? It’s true that’s there’s a lot to consider as you plan for retirement. But sometimes, as my mother used to say, “It’s hard to see the forest for the trees.” In other words, it’s easy…

Continue Reading →

Don’t Panic! 3 Mistakes to Avoid When the Stock Market Drops

You might have seen Wednesday’s front page headlines from The Wall Street Journal and The USA Today: “Markets Reel in Global Selloff” “1,000 Point Sell-Off Rocks Stock Market.” Here we are again. Volatility, worry and advice: Sell! Buy! Don’t sell! Don’t buy! It’s easy to feel like you need to react and “do something” when…

Continue Reading →

Your Retirement Income: And Your Number Is?

Why do we have a job? It’s usually because we want a steady paycheck. We want guaranteed income. A lot of people will not work on commission because they want a guaranteed paycheck. In fact, many people work in a job or career they dislike for months, years or a lifetime because of that guaranteed…

Continue Reading →

Page 2 of 2