The Core Elements of an Effective Lifetime Financial Strategy

Any financial plan based on a hoped-for return in the stock market (or any market, for that matter) is not a plan, it’s a wish. An effective lifetime financial strategy will work in strong and weak economic times and allow us to mount an effective response to changing and challenging life events. Any financial plan…

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The Hidden Impact of Loan Interest, Fees and Service Charges

Many of us pay a large amount of money (in the form of loan interest and fees) to others for the privilege of borrowing their money. You pay loan interest on our cars, homes, and other loans. If you carry a monthly balance on our credit cards, you can be paying an interest rate as…

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Step Outside the Box of Conventional Thinking

Time to take inspiration from the fitness expert, Jack Lalanne. At the time, doctors advised their patients to stay away from his health club, a business totally unheard of at the time. Patients were warned that, “LaLanne was an exercise ‘nut’ whose programs would make them muscle-bound and cause severe medical problems.” It’s amazing to look…

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