Don’t Let Health Care Costs Derail Your Retirement

Health care costs for retirees are at an all-time high. Here’s what you can do now to be financially prepared. Soon-to-be retirees can expect to spend more than $377,000 on health care in retirement, according to HealthView Services’ 2016 Retirement Health Care Costs Data Report. Retiring in 10 years? Then you can expect to put…

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Your 401(k)…What you need to know to protect your retirement..

I recently read a Wall Street Journal (WSJ) article entitled, “The Champions of the 401(k) Lament the Revolution They Started” (Jan 2, 2017). In part, this WSJ article stated, “Many early backers of the 401(k) now say that have regrets about how their creation turned out…” The article goes onto say, “…Some say it wasn’t…

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Losing the Race by Chasing Returns

  Throughout the last 30 or so years we have been exhorted and encouraged to place a great deal of reliance on qualified plans, such as our 401(k), to fund our retirement. Qualified plans are supposed to provide us with the income we need in retirement. It’s the approach that is embodied by the financial…

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